Good to ensure Debt Fund tenure suits your investment tenure

Invest In Tax Saving Mutual Funds Online

Download Tax Saving Mutual Fund Application Forms

Buy Gold Mutual Funds

Call 0 94 8300 8300 (India)

 

Debt funds invest in papers of different maturity and with different risk and return profile, pick a fund likewise...

Investments in any fund depend on the investor's goal and risk appetite. Conservative investors usually look at debt funds, within which the right type of fund is determined by the investment tenure.

There are a variety of debt funds investing in papers of different maturity and with different risk and return profile. The higher the maturity of the fund, higher will be the risk and vice versa.

If you want to park your money for few days or weeks you can opt for liquid or ultra short term funds. Liquid funds invest in debt papers with maturity of up to 61 days while the average maturity of ultra short term funds go up to one year. Investments for a year can be parked in short-term funds. The weighted average maturity of these funds range between 1 and 4.5 years.

For longer investment tenure of at least two years, dynamic bond funds make sense. The fund manager of these funds has the flexibility to change average maturity of the fund as per the interest rate scenario thus reducing the interest rate risk to some extent.

If you want to invest for a fixed tenure and want post-tax returns higher than bank fixed deposits, fixed maturity plans (FMPs) will be a good choice. These funds invest in debt papers of same maturity as the fund. These are closed-end funds and can be redeemed on maturity. While the interest from fixed deposits will be taxed as per your tax slab, FMPs enjoy indexation benefit and gains after one year will be taxed at 10 per cent without indexation and 20 per cent with indexation.

Happy Investing!!

We can help. Call 0 94 8300 8300 (India)

Leave your comment with mail ID and we will answer them

OR

You can write back to us at PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

1. ICICI Prudential Tax Plan Invest Online
2. HDFC TaxSaver Invest Online
3. DSP BlackRock Tax Saver Fund Invest Online
4. Reliance Tax Saver (ELSS) Fund Invest Online
5. Birla Sun Life Tax Relief '96 Invest Online
6. IDFC Tax Advantage (ELSS) Fund Invest Online
7. SBI Magnum Tax Gain Scheme 1993 Invest Online
8. Sundaram Tax Saver Invest Online
9. Edelweiss ELSS Invest Online

------------------

Best Performing Mutual Funds

1. Largecap Funds Invest Online
1. DSP BlackRock Top 100 Fund
2. ICICI Prudential Focused Blue Chip Fund
3. Birla Sun Life Front Line Equity Fund
2. Large and Midcap Funds Invest Online

1. ICICI Prudential Dynamic Plan
2. HDFC Top 200 Fund
3. UTI Dividend Yield Fund
2. Mid and SmallCap Funds Invest Online

1. Reliance Equity Opportunities Fund
2. DSP BlackRock Small & Midcap Fund
3. Sundaram Select Midcap
4. IDFC Premier Equity Fund
3. Small and MicroCap Funds Invest Online

1. DSP BlackRock MicroCap Fund
4. Sector Funds Invest Online

1. Reliance Banking Fund
2. Reliance Banking Fund
5. Tax Saver MutualFunds Invest Online
1. ICICI Prudential Tax Plan
2. HDFC Taxsaver
3. DSP BlackRock Tax Saver Fund
4. Reliance Tax Saver (ELSS) Fund
6. Gold Mutual Funds Invest Online

1. Relaince Gold Savings Fund
2. ICICI Prudential Regular Gold Savings Fund
3. HDFC Gold Fund