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Tuesday, January 28, 2014

The Role of The Indian Government In Home Insurance

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The Indian Government plays on important role in the promotion of home insurance. The Government is planning to make it mandatory for all developers to ensure that buildings are structurally sound to withstand fire and earthquakes. A spate of tragedies such as the fire accidents in garment factories in neighboring Bangladesh, collapse of buildings in Mumbai and Bangalore due to faulty construction has led the Government to put its foot down and make home insurance mandatory for developers. This will soon be passed in the Real estate Bill. The home insurance premiums will be lower if the building adheres to the necessary norms, Is earthquake resistant, Is of a good design and makes use of good technology. The onus is on the developer and builder to follow the seismic code and use earthquake proof technology, better design in projects, and follow the best practices in urban development and planning. Since the developer has to compulsorily take home insurance he is forced to adhere to the set norms and bears liability for the structure he will follow good construction principles leading to the growth of quality constructions and save the hassle for the customer to go for individual home insurance.

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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

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Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

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