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Monday, March 6, 2017

Unified Payment Interface




 UPI is a payment system that allows money to be transferred between any two bank accounts using a smart phone.

Users need to create a Virtual Payment Address and link it to a bank account, which then acts as their financial address.

 Sending money using the UPI app is as easy as sending a message, since users don't need to remember the beneficiary's account details or their own net banking ID and password.

 The service is instant and available round the clock, even on public and bank holidays.

 Currently, the per transaction cap is `1,00,000. But this may change from time to time, as it is subject to the UPI guidelines.








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