Invest In Tax Saving Mutual Funds Online
Get an agent
First, know the current rate in your area. You may need a good real estate agent to help sell your flat. However, it isn't a question of selling alone; one has to ensure it is sold quickly and the rate is better than the prevailing one. Therefore, hire a professional agent with good contacts.
Also, informing the maids and guards in your premises could prove helpful. Agents usually charge one to two per cent of the transaction value as commission. This, however, is negotiable.
A compact kitchen
It is best to remodel the kitchen and the bathrooms. Most women judge a house based on how compact and useful the kitchen looks. If it isn't spacious, ensure you have dedicated space for daily- use electronics items such as a microwave- oven, a mixer- grinder and a washing machine. To give it a modern look, one could consider furniture fixtures for these. Modular kitchens are becoming popular, as these make the kitchen look bigger; all unwanted items can be stashed away in stylish drawers. You can get these custom- made for anything upwards of ₹ 30,000.
Basic wood- work and kitchen fixtures could fetch you 5- 15 per cent more than the actual resale rate in your area.
Fix problems
Don't leave repair work for the new buyer. This would leave a bad impression, which might result in lower resale value. Plumbing and lighting problems are common and people often avoid resolving these.
As a buyer would spend a huge sum on the house, he/ she wouldn't want unnecessary overhead expenses. Basic changes in electrical wiring and fixing taps and fittings could cost you ₹ 20,000- 50,000.
Upgrade interiors
On an average, people spend ₹ 100- 700 a square foot on beautifying their house, including on interiors and upgrades.
A spacious living room and a compact kitchen improve the image of a house. Get rid of unwanted or broken furniture, as these occupy space and make the house look smaller than it is. One might also consider painting at least those parts of the house that look shabby and are probably putting off buyers.
For a one bedroom hall kitchen flat, basic paint work would cost ₹ 20,000- 30,000.
Ready documents
If the house was bought on a loan, ensure your loan papers are in good condition, as potential buyers would need to take a look at these. Produce all loan- related papers and provide their photocopies. Obtain a no- objection certificate from the society, as this would indicate the house is ready for sale and the seller has no dues towards the society.
Good documentation takes away stress, making a customer more confident about buying a house.
Keep it clean
Keeping the place clean is the first step towards keeping negativity out. Therefore, even if you aren't staying in the house, ensure it is clean. A clean house, one that has natural light, has a positive impact on the buyer.
Small changes in the house, coupled with good maintenance and hygiene, could definitely attract potential buyers willing to give a premium.
Customize, but don't overdo it
Those who have extra space such as balconies have an edge, as balconies and store rooms act as add- ons. If you don't have a great view from the house, try enhancing the look of your balcony with plants and flower beds, as these provide a natural and soothing effect. If you have a dry balcony, convert this into a small storage room by separating it with a sliding door. The extra room would be a great selling point.
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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online
Tax Saving Mutual Funds Online
These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs
Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
- ICICI Prudential Tax PlanInvest Online
- HDFC TaxSaverInvest Online
- DSP BlackRock Tax Saver FundInvest Online
- Reliance Tax Saver (ELSS) FundInvest Online
- Birla Sun Life Tax Relief '96 Invest Online
- IDFC Tax Advantage (ELSS) FundInvest Online
- SBI Magnum Tax Gain Scheme 1993Invest Online
- Sundaram Tax SaverInvest Online
- Edelweiss ELSS Invest Online
Best Performing Mutual Funds
- Largecap Funds Invest Online
- DSP BlackRock Top 100 Fund
- ICICI Prudential Focused Blue Chip Fund
- Birla Sun Life Front Line Equity Fund
- Large and Midcap Funds Invest Online
- ICICI Prudential Dynamic Plan
- HDFC Top 200 Fund
- UTI Dividend Yield Fund
- Mid and SmallCap Funds Invest Online
- Reliance Equity Opportunities Fund
- DSP BlackRock Small & Midcap Fund
- Sundaram Select Midcap
- IDFC Premier Equity Fund
- Small and MicroCap Funds Invest Online
- DSP BlackRock MicroCap Fund
- Sector Funds Invest Online
- Reliance Banking Fund
- Reliance Banking Fund
- Tax Saver MutualFundsInvest Online
- ICICI Prudential Tax Plan
- HDFC Taxsaver
- DSP BlackRock Tax Saver Fund
- Reliance Tax Saver (ELSS) Fund
- Gold Mutual Funds Invest Online
- Relaince Gold Savings Fund
- ICICI Prudential Regular Gold Savings Fund
- HDFC Gold Fund
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