What Is An Individual Mediclaim Policy?

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The most common and easy to understand mediclaim policy is the individual health policy. We are provided hospitalization expenses up to the amount we insure ourselves commonly known as the sum assured. The premium of the policy may range from INR 1500 To INR 3000 for a policy cover ranging from INR 1 Lakh to INR 2 Lakhs.

 

Premiums Charged For An Individual Mediclaim Policy

·         Let us consider an individual who is around 38 years of age and takes a health cover of INR 4-5 Lakhs .He suffers from Asthma which is a pre existing disease.The premium for this is INR 10000-12000.

·         For a young healthy individual of an age group of 25-30 years premium for the health cover of INR 1-2 Lakhs is in a range of INR 1500-3000.

 

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