Career Search

Thursday, August 14, 2014

Reliance Regular Savings Fund - Debt Option

 

Reliance Regular Savings Fund - debt Option

RRSF debt is essentially for an investor who has a time horizon of 12 to 18 months. Corporate Bond Fund is for an investor who has a time horizon of around 3 years. Second is as a corollary RRSF debt typically runs duration of close to 18 months, while Corporate Bond Fund will run duration of close to 3 years. This is almost double the duration of a RRSF Debt. So here the focus is on the reasonable accruals with potential capital gains built in if interest rates come down in medium term. However in RRSF debt almost the entire returns for the investor would come through accruals, if that investor stays invested for 18 months period. The portfolio duration in RRSF debt historically, since the RRSF started have never crossed 1.75 to 2 years. And it will continue to hover between the 1.5 to 2 year duration band.

In terms of credit profile, because RRSF runs a slightly lower duration of around 18 months we can have focus on higher accruals with a reasonably higher proportion of AA+ to A+ assets. In Corporate Bond Fund we are looking to bring some amount of duration also because the investor is coming with a slightly longer time horizon. So the Corporate Bond Fund is going to be more AA centric.

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

Leave a missed Call on 94 8300 8300

Leave your comment with mail ID and we will answer them

OR

You can write back to us at

PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest Mutual Funds Online

Invest Any Mutual Fund Online

Download Mutual Fund Application Forms from all AMCs

Download Mutual Any Fund Application Forms

---------------------------------------------

Best Performing Mutual Funds

    1. Largecap Funds Invest Online
      1. DSP BlackRock Top 100 Fund
      2. ICICI Prudential Focused Blue Chip Fund
      3. Franklin India Bluechip
      4. ICICI Prudential Top 100 Fund

B. Large and Midcap Funds Invest Online

      1. ICICI Prudential Dynamic Plan
      2. HDFC Top 200 Fund
      3. UTI Dividend Yield Fund
      4. Birla Sun Life Front Line Equity Fund
      5. Franklin India Prima

C. Mid and SmallCap Funds Invest Online

      1. Reliance Equity Opportunities Fund
      2. DSP BlackRock Small & Midcap Fund
      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
      5. Birla Sun Life Dividend Yield Plus
      6. SBI Emerging Businesses Fund
      7. HDFC Mid-Cap Opportunities Fund
      8. ICICI Prudential Discovery Fund

D. Small and MicroCap Funds Invest Online

      1. DSP BlackRock MicroCap Fund
      2. Franklin India Smaller Companies

E. Sector Funds Invest Online

      1. Reliance Banking Fund
      2. Reliance Banking Fund
      3. ICICI Prudential Banking and Financial Services Fund

F. Tax Saver Mutual Funds Invest Online

1. ICICI Prudential Tax Plan

2. HDFC Taxsaver

      1. DSP BlackRock Tax Saver Fund
      2. Reliance Tax Saver (ELSS) Fund

G. Gold Mutual Funds Invest Online

      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund
      4. Birla Sun Life Gold

H. International funds Invest Online

1. Birla Sun Life International Equity Plan A

2. DSP BlackRock US Flexible Equity

3. FT India Feeder Franklin US Opportunities

4. ICICI Prudential US Bluechip Equity

5. Motilal Oswal MOSt Shares NASDAQ-100 ETF

Posted by at

No comments:

Post a Comment

Subscribe to: Post Comments (Atom)