Give Correct Contact Info
Fill in the con tact details yourself. During the welcome call, the features of the policy are explained. If the agent has misled you, you can call for termination of the policy.
Save Date of Delivery
The free-look period begins the day you receive the policy. Make sure you retain the envelope containing the policy documents as it will have the date of delivery.
Visit Insurer for Cancelling
Do not go by oral intimation to the agent.Call up the insurer's customer care to communicate your decision to cancel the policy. Visit the insurer's office to submit application.
Don't Expect Full Refund
The insurer will refund the amount after deducting expenses for medical tests and stamp duty. If the risk cover has already come into effect, the risk premium will be deducted too.
Know ULIP Process
In case of unit linked insur ance policies, the units allotted will be repurchased by the insurer at the net asset value on the day your policy gets cancelled.
Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1.ICICI Prudential Tax Plan
2.Reliance Tax Saver (ELSS) Fund
3.HDFC TaxSaver
4.DSP BlackRock Tax Saver Fund
5.Religare Tax Plan
6.Franklin India TaxShield
7.Canara Robeco Equity Tax Saver
8.IDFC Tax Advantage (ELSS) Fund
9.Axis Tax Saver Fund
10.BNP Paribas Long Term Equity Fund
You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds
Invest in Tax Saver Mutual Funds Online -
For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call
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