Insurance Cover for Accident

 God forbid, but should anyone be involved in an accident on the Jaipur-Delhi, RanchiJamshedpur or Vadodara-Mumbai highways, up to `30,000 of the hospital bill will be covered by insurance. The Ministry of Road Transport and Highways has tied up with IFFCO-Tokio General Insurance and ICICI Lombard to offer cashless insurance cover to road accident victims. There will be ambulances to take the injured to hospitals, too.

It is not clear whether this cover is in addition to what a road accident victim is entitled to under the Motor Vehicle Act. Road accident victims can claim their entire medical expenses from the insurance company of the offending vehicle. The three highways selected are pilot projects and the ministry may extend the cover to other national highways if the outcome is satisfactory. In the 15 months since the ministry launched the policy, there have been 4,000 accidents and 7,000 claims on the Jaipur-Delhi highway. "We have tied up with ambulance agencies and hospitals nearest to the highway," said an official.

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