AXIS Bank Credit Card
The current range of Axis Bank Credit Cards is as follows:
Axis Bank Privee Infinite Credit Card - It provides a complimentary air accident cover of Rs. 4.5 Crores. In addition to the accident cover it also provides its customers Credit Shield and lost credit card liability up to Rs. 5 lacs and $500 towards lost baggage and travel document etc. This is apart from complimentary access to airport lounges in India and abroad.
Axis Bank Platinum Credit Card - This is the credit card which is issued by the bank for regular shopping needs of the customers.
Axis Bank My Wings Credit Cards - This offers two complimentary air tickets on joining and exciting cash back offers on flight tickets, hotel bookings, bus and rail bookings.
Axis Bank MasterCard Titanium Smart Traveler Credit Cards - Ideal credit card for frequent flyers. It offers exciting reward points on every travel spent in India and abroad. All reward points can be converted to Air Miles (JP Miles & King Miles).
Axis Bank's Corporate Credit Card - It is a charge card i.e. the entire outstanding has to be paid on due date and does not offer any revolving credit facility. The liability to pay the bill is borne by the corporate. This card is though issued in the name of employees and the responsibility to pay lies with the corporate employer of the card holder.
Axis Bank My Choice Credit Card - The cardholder can design the picture on the face of the card from an existing gallery of images and can also select cash back facility on any two categories out of existing categories like Dining, Fuel, Electronics, Utility Bills, Travel or Supermarkets.
Axis Bank Signature / Wealth Signature Credit Card - This card offers complimentary insurance cover of Rs. 2.55 crore on air accident, credit shield and lost card liability.
Axis Bank My Zone Credit Card - It provides exciting offers on movie tickets, dining, shopping, etc., an ideal credit card for fun loving people.
Axis Bank Insta Easy Credit Card - It is a secured credit card issued over the counter against the fixed deposit held with the Axis Bank. The maximum credit limit offered against this card is 80% of the fixed deposit value. This card is issued irrespective of cardholders poor credit score. Such cards can help a person in improving his credit history by being regular in payment of the dues on the credit card.
Shriram Axis Bank Credit Card - This is a co-branded credit card launched in association with Shriram Transport Finance Company Ltd. This card is issued to transport operators in the India.
Features
Card Name | Axis-Silver Classic Card | Axis-Gold Classic Card | Axis-Gold Plus card |
Network | Visa | Visa | Visa |
Joining Fee (in rupees) | 200 | 400 | 1000 |
Annual Fee (in rupees) | NA | NA | 500 |
Add On Card - Issue Fee | NA | NA | 750 |
Interest Rate -on revolving Credit | 41.75 p.a | 41.75 p.a | 41.75 p.a |
Interest Rate -on Cash Withdrawal | 41.75 p.a | 41.75 p.a | 41.75 p.a |
Interest Rate - on Balance Transfer | 0.75% per month for first six months and 2.95% per month thereafter | 0.75% per month for first six months and 2.95% per month thereafter | 0.75% per month for first six months and 2.95% per month thereafter |
Reward points | 1 point for every Rs 100 spend on domestic transactions and 2 points for every Rs 100 spend on international transactions | 1 point for every Rs 100 spend on domestic transactions and 2 points for every Rs 100 spend on international transactions | 1 point for every Rs 100 spend |
Surcharge on Fuel | 2.5% or Rs 10 whichever is higher | 2.5% or Rs 10 whichever is higher | 0% |
Cash Withdrawal Fee | 2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal | 2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal | 2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal |
Late Payment Fee | 30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500) | 30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500) | 30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500) |
Overlimit Charges | 3% of the overlimit amount (Min. Rs 300) | 3% of the overlimit amount (Min. Rs 300) | 3% of the overlimit amount (Min. Rs 300) |
Maximum Credit Free Period | upto 50 days | upto 50 days | upto 50 days |
Please add service tax @ 12.36% to all interest and charges
* For account holder
Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1. BNP Paribas Long Term Equity Fund
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3. IDFC Tax Advantage (ELSS) Fund
4. ICICI Prudential Long Term Equity Fund
5. Religare Tax Plan
6. Franklin India TaxShield
7. DSP BlackRock Tax Saver Fund
8. Birla Sun Life Tax Relief 96
9. Reliance Tax Saver (ELSS) Fund
10. HDFC TaxSaver
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