Career Search

Sunday, December 13, 2015

AXIS Bank Credit Card

 

AXIS Bank Credit Card

Axis Bank offers extensive range of credit cards to suit the personal and business requirement of various segments of people. Axis Bank credit cards offer host of benefits on travel, shopping and dining, etc.

The current range of Axis Bank Credit Cards is as follows:

Axis Bank Privee Infinite Credit Card - It provides a complimentary air accident cover of Rs. 4.5 Crores. In addition to the accident cover it also provides its customers Credit Shield and lost credit card liability up to Rs. 5 lacs and $500 towards lost baggage and travel document etc. This is apart from complimentary access to airport lounges in India and abroad.

Axis Bank Platinum Credit Card - This is the credit card which is issued by the bank for regular shopping needs of the customers.

Axis Bank My Wings Credit Cards - This offers two complimentary air tickets on joining and exciting cash back offers on flight tickets, hotel bookings, bus and rail bookings.

Axis Bank MasterCard Titanium Smart Traveler Credit Cards - Ideal credit card for frequent flyers. It offers exciting reward points on every travel spent in India and abroad. All reward points can be converted to Air Miles (JP Miles & King Miles).

Axis Bank's Corporate Credit Card - It is a charge card i.e. the entire outstanding has to be paid on due date and does not offer any revolving credit facility. The liability to pay the bill is borne by the corporate. This card is though issued in the name of employees and the responsibility to pay lies with the corporate employer of the card holder.

Axis Bank My Choice Credit Card - The cardholder can design the picture on the face of the card from an existing gallery of images and can also select cash back facility on any two categories out of existing categories like Dining, Fuel, Electronics, Utility Bills, Travel or Supermarkets.

Axis Bank Signature / Wealth Signature Credit Card - This card offers complimentary insurance cover of Rs. 2.55 crore on air accident, credit shield and lost card liability. 

Axis Bank My Zone Credit Card - It provides exciting offers on movie tickets, dining, shopping, etc., an ideal credit card for fun loving people.

Axis Bank Insta Easy Credit Card - It is a secured credit card issued over the counter against the fixed deposit held with the Axis Bank. The maximum credit limit offered against this card is 80% of the fixed deposit value. This card is issued irrespective of cardholders poor credit score. Such cards can help a person in improving his credit history by being regular in payment of the dues on the credit card.

Shriram Axis Bank Credit Card - This is a co-branded credit card launched in association with Shriram Transport Finance Company Ltd. This card is issued to transport operators in the India.

Features

Card NameAxis-Silver Classic CardAxis-Gold Classic CardAxis-Gold Plus card
NetworkVisaVisaVisa
Joining Fee (in rupees)2004001000
Annual Fee (in rupees)NANA500
Add On Card - Issue FeeNANA750
Interest Rate -on revolving Credit41.75 p.a41.75 p.a41.75 p.a
Interest Rate -on Cash Withdrawal41.75 p.a41.75 p.a41.75 p.a
Interest Rate - on Balance Transfer0.75% per month for first six months and 2.95% per month thereafter0.75% per month for first six months and 2.95% per month thereafter0.75% per month for first six months and 2.95% per month thereafter
Reward points1 point for every Rs 100 spend on domestic transactions and 2 points for every Rs 100 spend on international transactions1 point for every Rs 100 spend on domestic transactions and 2 points for every Rs 100 spend on international transactions1 point for every Rs 100 spend
Surcharge on Fuel2.5% or Rs 10 whichever is higher2.5% or Rs 10 whichever is higher0%
Cash Withdrawal Fee2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal
Late Payment Fee30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500)30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500)30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500)
Overlimit Charges3% of the overlimit amount (Min. Rs 300)3% of the overlimit amount (Min. Rs 300)3% of the overlimit amount (Min. Rs 300)
Maximum Credit Free Periodupto 50 daysupto 50 daysupto 50 days

Please add service tax @ 12.36% to all interest and charges

* For account holder

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

Invest in Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

No comments: