HDFC Life has announced a defined benefit health insurance plan that offers a lump sum payout once the claim is filed. Usage of this amount is at the policyholder's discretion. The policyholder can choose between daily hospitalisation cash benefit, critical illness coverage and surgical expenses reimbursement, a combination of any two of these benefits or include all three under a single cover.
The product offers a single premium option, where the policyholder can buy a policy with a 5-year tenure at one go. Alternatively, they can opt for annual payment mode.
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