Electronic Insurance Account





1 Irdai has mandated having an electronic insurance (e-insurance) account to purchase insurance policies, starting 1 October 2016.

2 An e-insurance account is an online facility to save all insurance policy documents in a de-materialised form through a repository system.

3 Each account has a unique number and account holders are granted login IDs and passwords to access all electronic policies online through a common interface.

4 Existing insurance policies can be converted into electronic format, and new policies can be bought in an electronic format once the e-insurance account is enabled.

5 With e-insurance, all policy documents are secured. It simplifies the KYC process, the altering of details, getting statements and the payment of premiums.

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