Atal Pension Yojana

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APY is a guaranteed pension scheme of the Government of India to provide the security of a pension for people in the unorganised sector and is administered by the PFRDA. 

Atal Pension Yojana (APY) is open to citizens of India who hold a bank account. 

The minimum age of joining APY is 18 years and maximum is 40 years. The age of exit and start of pension is 60 years. Minimum period of contribution by the subscriber under APY would be 20 years or more. 

Subscribers will receive a pension of either Rs 1,000, Rs 2,000, Rs 3,000, Rs 4,000 or Rs 5,000 a month at age 60, depending on contribution, which is based on age of joining the APY. 

Earlier the age of joining, lower will be the contribution. To receive a pension of Rs 5,000, a person who joins at 18 will make a monthly contribution of Rs 210 while a person who joins at age 35 will contribute Rs 902. 

Invest Rs 1,50,000 and Save Tax up to Rs 46,350 under Section 80C. Get Great Returns by Investing in Top Performing Tax Saving ELSS Funds. Save Tax Get Rich

Top 10 Tax Saving Mutual Funds of 2018

Best 10 ELSS Mutual Funds to Invest in India of 2018

1. Tata India Tax Savings Fund 

2. Mirae Asset Tax Saver Fund

3. DSP BlackRock Tax Saver Fund

4. Sundaram Diversified Equity Fund

5. Birla Sun Life Tax Relief 96

6. ICICI Prudential Long Term Equity Fund

7. Invesco India Tax Plan

8. Reliance Tax Saver (ELSS) Fund

9. Axis Tax Saver Fund

10. BNP Paribas Long Term Equity Fund

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