Career Search

Wednesday, November 6, 2013

Star Shri Family Care

Invest In Tax Saving Mutual Funds Online

Call 0 94 8300 8300 (India)

 

Star Shri Family Care

Eligibility

Entry Age (years)

Minimum

18; 5 months for children (applicable under Section 1 only)

Maximum

50

Maximum Policy Renewal Age (years)

60 (for health cover, policyholder may migrate to any other health insurance policy offered by Star Health Insurance after attainment of 60 years of age with continuity of existing policy benefits)

Coverage Type

Health Insurance under Section I will be available to entire family on a floater basis. Life cover under section II will be available to the proposer who is also the earning member.

Policy Term (years)

1 under section 1(health Insurance) and 60-age at entry for section 2(life Insurance)

Sum Insured (Rs)

Maximum

5 lakh; in case of Section 2 (Life Insurance) sum insured will be subject to maximum of health Sum Insured taken in Section 1

Minimum

1 lakh

Tax Benefit

Section 80D and Section 80C of the Income Tax Act are applicable

Discount

10% for every claim free year till it reaches 25% of initial sum insured (under section1 only)

Free look Period

15 days starting from the receipt of policy

Grace Period for Policy Renewal

15 days

Customer Service

Star Health and Allied Insurance Company Limited
Corporate Office: No.1, New Tank Street,
Valluvar Kottam High Road, Nungambakkam,
Chennai - 600034. Shriram Life Insurance Company Ltd, 3-6-478, 3rd floor, Anand Estates, Liberty Road, Himayat Nagar, Hyderabad- 500029

Customer Service

Mail to

support@starhealth.in, info@starhealth.in

Call to

1800 425 6116(Shriram Life) or 1800 425 2255(Star health)

 

Scope of Cover

Cashless facility

available at empanelled network of hospitals

Re-imbursement

available if treatment taken in non network hospital

Pre-hospitalisation

covers medical expenses upto 30 days prior to the hospitalisation

Post-hospitalisation

lumpsum calculated at 7% of the hospitalization expenses (excluding room charges) subject to a maximum of Rs.5,000 per occurrence

Section 1 (Health Insurance)

Inpatient hospitalisation

covers sickness, illness, diseases and accidental injuries

Room rent, boarding

2% of Sum Insured subject to a maximum of Rs 4000 per day for Class A cities; 1% of Sum Insured subject to a maximum of Rs. 3,000/- per day for Class B cities and 1% of the Sum Insured subject to a maximum of Rs. 1,000/- per day for other cities

nursing expenses , surgeon's fees, consultant's fees, anesthetist's and specialists fees

covered

Emergency ambulance

covered for Rs 750 per hospitalisation upto maximum of Rs 1500 per policy period

Operation Theatre charges, drugs and medicines diagnostic materials, cost of pace maker

covered

Section 2 (Life Insurance)

Life Insurance

covers only policy proposer who is also an earning member; pays sum assured on demise of policyholder

Surrender value

Nil

 

Exclusions and Waiting Period

under Section 1 (Health Cover)

Pre-existing diseases

covered after a period of 48 months

No claim period

Any disease contracted during the first 30 days of commencement of the policy

Waiting Period

Certain diseases such as cataract, varicose veins etc. will be covered after a period of 2 years.Certain diseases such as hernia, piles, sinusitis etc. will be covered after a period of 1 year

under Section 2 (Life Insurance)

Suicide within 1 year whether sane or insane from commencement/ reinstatement of the policy.

Waiting Period

90 days in case of section 2 (life cover) beginning from the inception of the policy (except for accidental death)

General Exclusions

Naturopathy treatmentNon allopathic treatmentCosmetic, beauty, weight reduction and other likely treatments.War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition

Happy Investing!!

We can help. Call 0 94 8300 8300 (India)

Leave your comment with mail ID and we will answer them

OR

You can write back to us at PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. ICICI Prudential Tax Plan Invest Online
  2. HDFC TaxSaver Invest Online
  3. DSP BlackRock Tax Saver Fund Invest Online
  4. Reliance Tax Saver (ELSS) Fund Invest Online
  5. Birla Sun Life Tax Relief '96 Invest Online
  6. IDFC Tax Advantage (ELSS) Fund Invest Online
  7. SBI Magnum Tax Gain Scheme 1993 Invest Online
  8. Sundaram Tax Saver Invest Online
  9. Edelweiss ELSS Invest Online

------------------

Best Performing Mutual Funds

    1. Largecap Funds Invest Online
      1. DSP BlackRock Top 100 Fund
      2. ICICI Prudential Focused Blue Chip Fund
      3. Birla Sun Life Front Line Equity Fund
    2. Large and Midcap Funds Invest Online
      1. ICICI Prudential Dynamic Plan
      2. HDFC Top 200 Fund
      3. UTI Dividend Yield Fund
    1. Mid and SmallCap Funds Invest Online
      1. Reliance Equity Opportunities Fund
      2. DSP BlackRock Small & Midcap Fund
      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
    1. Small and MicroCap Funds Invest Online
      1. DSP BlackRock MicroCap Fund
    1. Sector Funds Invest Online
      1. Reliance Banking Fund
      2. Reliance Banking Fund
    1. Tax Saver MutualFunds Invest Online
      1. ICICI Prudential Tax Plan
      2. HDFC Taxsaver
      3. DSP BlackRock Tax Saver Fund
      4. Reliance Tax Saver (ELSS) Fund
    2. Gold Mutual Funds Invest Online
      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund

No comments: