Career Search

Friday, December 5, 2014

How to complain against an insurer?

Download Tax Saving Mutual Fund Application Forms

Invest In Tax Saving Mutual Funds Online

Buy Gold Mutual Funds

Leave a missed Call on

94 8300 8300


How to complain against an insurer?

If you feel that there was a lapse or negligence on the part of the insurance company in processing a proposal, servicing a policy or processing claims, there are various ways to register a complaint against it with respect to both life and nonlife insurance.

Write to insurer

Send a written complaint, with supporting documents, to the insurer's grievance redressal officer, and get an acknowledgement. Contact details are available on policy document and websites of the insurer or the Insurance Regulatory and Development Authority (Irda).

Time limit

The insurance company is required to address the complaint within 15 days of its receipt. If it doesn't, or if you are not satisfied with the response, you can lodge a complaint with the Irda.

Contact Irda

You can either approach the grievance redressal cell of the consumer affairs department of Irda (complaints@irda.gov.in) or by calling on 155255 (or) 1800 4254 732, or fill in the complaint registration form available on Irda website.

IGMS

You can also use the Integrated Grievance Management System of Irda to register and monitor the complaint (http:www.igms.irda.gov.in). Register by filling out details, and once the complaint is registered, you will be allotted a token reference number.

Ombudsman or civil court

If you are still not satisfied, you can approach the insurance ombudsman or file a civil complaint against the insurer before a civil court.

Points to note

Before approaching the Irda, it is important to lodge a complaint with the relevant insurance company.

The IGMS system also allows the policy holder to amend his complaint midway



For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

Leave a missed Call on 94 8300 8300

Leave your comment with mail ID and we will answer them

OR

You can write back to us at

PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest Mutual Funds Online

Invest Any Mutual Fund Online

Download Mutual Fund Application Forms from all AMCs

Download Mutual Any Fund Application Forms

---------------------------------------------

Best Performing Mutual Funds

    1. Largecap Funds Invest Online
      1. DSP BlackRock Top 100 Fund
      2. ICICI Prudential Focused Blue Chip Fund
      3. Franklin India Bluechip
      4. ICICI Prudential Top 100 Fund

B. Large and Midcap Funds Invest Online

      1. ICICI Prudential Dynamic Plan
      2. HDFC Top 200 Fund
      3. UTI Dividend Yield Fund
      4. Birla Sun Life Front Line Equity Fund
      5. Franklin India Prima

C. Mid and SmallCap Funds Invest Online

      1. Reliance Equity Opportunities Fund
      2. DSP BlackRock Small & Midcap Fund
      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
      5. Birla Sun Life Dividend Yield Plus
      6. SBI Emerging Businesses Fund
      7. HDFC Mid-Cap Opportunities Fund
      8. ICICI Prudential Discovery Fund

D. Small and MicroCap Funds Invest Online

      1. DSP BlackRock MicroCap Fund
      2. Franklin India Smaller Companies

E. Sector Funds Invest Online

      1. Reliance Banking Fund
      2. Reliance Banking Fund
      3. ICICI Prudential Banking and Financial Services Fund

F. Tax Saver Mutual Funds Invest Online

1. ICICI Prudential Tax Plan

2. HDFC Taxsaver

      1. DSP BlackRock Tax Saver Fund
      2. Reliance Tax Saver (ELSS) Fund

G. Gold Mutual Funds Invest Online

      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund
      4. Birla Sun Life Gold

H. International funds Invest Online

1. Birla Sun Life International Equity Plan A

2. DSP BlackRock US Flexible Equity

3. FT India Feeder Franklin US Opportunities

4. ICICI Prudential US Bluechip Equity

5. Motilal Oswal MOSt Shares NASDAQ-100 ETF

No comments: