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Monday, October 19, 2015

Life Guardian Benefit rider

 The rider given as part of children's life insurance policies, in event of the guardian/parent's death, which would remove the premium-payer, the child's benefits is unchanged.
 
 The Life Guardian Benefit rider, which is offered as part of a children's life insurance policy, is similar to the Waiver of Premium rider - in the event of death of the parent/guardian of the insured child during the term of the policy, all future premiums are waived on the policy, with the policy remaining in force. In short, this rider ensures that the benefit to the child remains unchanged and undamaged in the event of death of the parent/guardian who would have paid the premiums in the normal course.

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