New India Assurance has launched first long-term two-wheeler motor insurance policy. Policyholders can choose from one, two and three year tenures. Those buying a three-year policy are entitled to a 30% discount. Since the premium for the entire period is paid up front, it will be immune to hikes due to claims or changes in the insurance regulator's third-party liability tariff. Around 55% of two-wheelers on the roads are uninsured.
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