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Tuesday, May 31, 2016

Medical Cover From Life Insurance Companies

Medical Cover From Life Insurance Companies
 
Life insurance companies, too, have started offering health plans. Most of these are, however, defined benefit plans - the pre-specified amount which is the sum insured is paid as compensation, irrespective of the actual amount of expenses incurred.
 
Also, these are long-term, having a fixed premium for, say, three, five, or even 10 years. If you opt for a good combination of basic mediclaim, family policy and a critical illness plan, then these are not needed.
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