Some companies cover hypertension with an extra loading of premium. However, diabetes falls under the 'high risk' category. It is mostly treated as a pre-existing ailment and no claims are entertained for its treatment. Pre-existing ailments, like diabetes and hypertension, have a waiting period of two to four years. However, if you buy a health cover in the early stages of detection, the waiting period will be over before you face any serious complications that may need hospitalization.
Star Health, Oriental health, Apollo Munich and New India Assurance provide insurance plans for diabetes and hypertension patients. Diabetes Safe from Star Health, Diabetes Care from ICICI Prudential and Energy from Apollo Munich are specially designed health plans for people with diabetes.
However, these policies are costly, with premiums around R22,000-27,000.
Top 10 Tax Saving Mutual Funds to invest in India for 2016
Best 10 ELSS Mutual Funds in india for 2016
1. BNP Paribas Long Term Equity Fund
2. Axis Tax Saver Fund
3. Franklin India TaxShield
4. ICICI Prudential Long Term Equity Fund
5. IDFC Tax Advantage (ELSS) Fund
6. Birla Sun Life Tax Relief 96
7. DSP BlackRock Tax Saver Fund
8. Reliance Tax Saver (ELSS) Fund
9. Religare Tax Plan
10. Birla Sun Life Tax Plan
Invest in Best Performing 2016 Tax Saver Mutual Funds Online
For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call
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