Home loan closure checklist

 

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1 Refer to the `list of documents to submit' when making the application for a loan, and make sure that all the original documents are recovered.

2 Ensure that the documents are complete and received in good condition, in the presense of a bank official, before signing the acknowledgement.

3 Take an NOC from the lender, specifying the address of the property against which loan was taken, name of the borrower and the loan account number.

4 Request the lender to inform CIBIL regarding the closure of the loan account.The process should take about 30 days from date of loan closure.

5 Ensure that any lien is removed after the closure of the loan. An existing lien will create problems during the sale of the property.

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