What are Medical Loans?
A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy and so on. One case known to only a few is when one of the banks came to the rescue of an employee working in one of the MNC's in Bangalore. He needed 12 lakhs for his mother's treatment and managed to get a loan in quick time. This helped him cover the expenses that were incurred for the treatment.
A medical loan falls under the unsecured category of personal loans. There are multiple banks like ICICI, HDFC, AXIS etc and other financial institutions which offer medical loans. The interest rate for a medical loan is dependent on multiple parameters such as the company you work for, your salary bracket, the city you are present in and so on.
Most banks offer medical loans under the bracket of personal loans. You can check and compare the interest rates, eligibility and more details, across all banks, with respect to medical loans here on this page.
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